With the cost of health insurance premiums continuing to escalate, and deductibles continuing on an upward trajectory,  many people are looking to health sharing plans as an alternative option. However, often there is some lingering skepticism as to wondering if they really work.

What is a health-sharing plan? Typically they are faith-based programs where members share medical expenses in accordance with the program guidelines. The basic premise is that people “share one another’s burdens.”

I cannot speak for all health sharing plans, but I can share our experience with Samaritan Ministries.

We have been members of Samaritan for over 15 years. During that time, we have had some pretty serious medical issues, including shoulder, knee, and tonsil surgeries, mri’s, broken bones and trips to the emergency room. Enormous bills were incurred when we walked through Autumn’s seizures.

And you know what?

Every single cost was covered! And over 15 years, that has probably been close to one-half a million dollars in bills that have been paid.

You can read about our story with Autumn, here.

If you have any questions, please feel free to ask me!